In the Interim | Locums Financial Planning, How Specialties Shape Careers, AI Therapy Laws & More

“In the Interim” is a snapshot of the latest and most relevant news in the locum tenens industry. No repeats, less scrolling, more knowledge. Check out the articles we found most interesting this month.  

1. Physician Retention Plans Do Not Always Match Reality

Physician retention policies may look solid on paper, but new data shows a gap between strategy and execution. AAPPR found that 39% of surveyed organizations had a formal retention strategy, while another 39% relied on informal retention activities.

Those plans do not always translate into programs. Although 92% included work-life balance in their strategy, 81% offered related programs. Compensation and benefits appeared in 82% of strategies, but only 53% of organizations reported corresponding offerings. Meanwhile, flexible scheduling and clinical autonomy were more common in practice than in written strategies.

The AMA recommends asking who owns retention efforts, if leaders track turnover data, and how organizations measure participation and satisfaction with retention programs. Those questions can reveal whether retention is an operational priority.

(American Medical Association, August 18)

2. California Bill Would Set Limits on AI Therapy

California lawmakers are considering Senate Bill 903, which would restrict how AI is used in mental healthcare. The proposal would prohibit companies from marketing chatbots as therapy and require licensed professional review before AI systems make therapeutic decisions.

The bill also would require patient consent before healthcare providers use AI to record therapy sessions or triage care. Supporters argue these safeguards are necessary as more patients turn to chatbots for mental health support, while critics warn that additional clinician oversight could slow intake and screening in areas already facing behavioral health workforce shortages.

The debate comes as AI use grows. A 2025 study found about one in eight adolescents and young adults had used chatbots for mental healthcare, while a 2026 American Psychological Association study found 77% of psychologists had encountered patients using AI for support.

(The Independent, August 9)

3. Burnout Among Cardiovascular Imagers Is Becoming a Workforce Problem

Burnout among cardiovascular imagers is worsening as demand for advanced cardiac imaging rises. An SCCT survey of about 250 cardiologists and radiologists found nearly 60% reported burnout symptoms, while about 20% were considering leaving clinical practice.

Respondents pointed to heavy workloads, inadequate administrative support, inefficient workflows, and after-hours work as major contributors. Nearly 70% said they routinely completed documentation or administrative tasks at home, and almost half of those experiencing burnout reported losing a sense of meaning in their work.

Wellness programs alone may not be enough. Health systems may need to address scheduling flexibility, physician autonomy, documentation burdens, and productivity expectations, particularly as cardiac CT utilization increases and the pool of available imaging specialists remains constrained.

(Cardiovascular Business, August 7)

4. Specialty Choice Shapes More Than a Physician’s Career

Choosing a medical specialty affects far more than day-to-day clinical work. Training length, income timing, debt, geographic flexibility, and practice setting can all influence a physician’s financial trajectory over decades.

Medical students should also consider how a specialty changes over a 20- or 30-year career. Some fields may offer greater schedule control with experience, while others continue to carry demanding call schedules or physical requirements. Residency experiences may also differ substantially from community or private practice.

Starting to earn an attending physician’s income several years sooner can create advantages through earlier investing and less debt accumulation. Alongside compensation and prestige, physicians should consider long-term financial outlook and sustainability. 

(White Coat Investor, August 4)

5. Burnout Solutions Should Remove Work, Not Add Programs

Many physician burnout initiatives focus on resilience or well-being without reducing the workload driving the problem. Meaningful interventions should remove unnecessary tasks or provide protected time for responsibilities that cannot be eliminated.

Examples include reducing unnecessary inbox messages, simplifying documentation, improving prior authorization processes, and limiting after-hours electronic health record work. It should be measured whether these changes actually shorten clinicians’ workdays or simply track newly launched programs.

When workloads remain unchanged, physicians may reduce their schedules or leave clinical practice. Effective burnout solutions should make the work itself more manageable instead of asking clinicians to carry the same burden with better coping tools.

(KevinMD, August 17)

6. Rural Health AI Plans Face Questions About Evidence

Federal and state leaders are increasingly looking to AI as a tool for rural healthcare, but evidence of its effectiveness remains limited. A review cited by KFF Health News found only 26 peer-reviewed studies on AI in rural healthcare from 2010 through April 29, 2025, with few examining implementation or patient outcomes.

States are considering AI for tasks such as documentation, coding, and prior authorization, as well as patient monitoring, triage, and clinical decision support. Some rural organizations report benefits from AI scribes, including reduced administrative burden and more clinician attention during visits.

Challenges include limited IT capacity, broadband access, staff training, and patient trust. Experts also warn that adoption metrics alone are insufficient, urging states to track outcomes including the clinician experience.

(KFF Health News, August 11)

7. Physician Pay Gaps Persist Across Specialties

Physician compensation has increased broadly, but recent data show persistent differences by gender, generation, and employment model. Among the largest gender gaps, male ophthalmologists earned 16% more than female ophthalmologists in 2024, while pediatric nephrology and allergy and immunology each reported gaps above 16%.

Generational differences play a role. Medscape found 54% of millennial physicians received a raise in the past year, compared with 35% of Gen X and Baby Boomer physicians. In urology, pediatrics, and neurology, fewer than 45% of millennial physicians received increases.

Employment status adds another divide. Independent physicians reported higher average compensation than employed physicians, while Resolve’s 2026 contract data showed women had a median base salary of $320,000 compared with $400,000 for men.

(Becker’s ASC Review, August 24)

8. Patient-Generated Data Is Changing the Physician’s Role

Wearables, continuous glucose monitors, AI tools, and online health information are changing what patients bring into the exam room. Physicians must interpret data and recommendations patients encounter before a visit, often from tools they didn’t order or directly oversee.

An international clinician survey cited in the article found nearly all respondents had reviewed wearable-generated patient data. Still, fewer than 6% said that information was fully integrated into routine clinical workflows. That disconnect can add to physicians’ workload and cognitive burden.

Health systems should treat interpretation of patient-generated data as a core clinical service. Better integration, reimbursement, and workflow design may help physicians manage growing streams of information while keeping clinical judgment at the center of patient care.

(Newsweek, August 7)

9. Financial Clarity Can Ease Pressure for Doctors

Financial uncertainty can add another layer of stress for physicians, particularly those managing 1099 or locum tenens income. Taxes, retirement contributions, reimbursements, debt, and variable cash flow can turn each payment into a series of decisions about what to spend, save, or reserve.

The article recommends a recurring planning cadence, with financial reviews and decisions spread across monthly, quarterly, and annual intervals. Separating funds for taxes, business expenses, and personal spending can also make variable income easier to manage.

Proactive planning may reduce last-minute tax surprises and clarify how much work is necessary to meet financial goals. Greater organization can also reduce uncertainty and make decisions more manageable.

(The Doctor’s CPA, July 20)

That’s it for this month’s edition of In the Interim! Stay tuned for next month’s roundup of newsworthy articles for locum tenens providers. To stay in the loop on future news, follow us on LinkedIn.